A shapely insurance investigator finds some evidence of systemic fraud. Seeking information to close her case, she's lured into an abandoned house, captured, bound and gagged by the perp. In the second story, a novelist seeking to inject some realism into the novel she's writing, asks a friend to tie her up. Turns out her peril becomes all too real when she can't escape from the ropes or call for help because of the mouth-filling gag that's been applied.